1. Who We Are

xPayzMarket is a proprietary platform and brand of GKS Solutions FZCO. These Terms apply to all websites, applications, APIs, dashboards, and services provided under the xPayzMarket name.

2. Definitions

• “User” means any individual or entity accessing the Services.
• “Merchant” means a business using the Services to create storefronts or payment links.
• “Account” means a registered user or merchant profile.
• “Content” means any data or materials submitted through the Services.

3. Scope of Services

The Services provide white-label e-commerce infrastructure, merchant tools, storefront management, and related operational features. We may modify or discontinue any part of the Services at any time.

4. Eligibility & Accounts

• You must be legally able to enter binding agreements
• You must provide accurate and up-to-date information
• You are responsible for safeguarding your account credentials

5. Merchant Responsibilities

Merchants are solely responsible for their products, pricing, content, compliance with applicable laws, customer communications, refunds, and disputes. GKS Solutions FZCO is not the merchant of record unless explicitly agreed in writing.

6. Acceptable Use

• No unlawful, fraudulent, or deceptive use
• No malware, harmful code, or system abuse
• No unauthorized access attempts
• No misrepresentation of identity or business

7. Fees & Payments

Fees, subscriptions, or service charges are communicated separately. Unless otherwise agreed, fees are non-refundable and failure to pay may result in suspension or termination.

8. Intellectual Property

All platform software, branding, trademarks, and designs are the exclusive property of GKS Solutions FZCO. You are granted a limited, non-transferable license to use the Services.

9. User Content

You retain ownership of your Content but grant us a limited license to host and process it solely to operate and improve the Services.

10. Data Protection

Personal Data is processed in accordance with our Privacy Policy. You acknowledge that data may be processed across jurisdictions with appropriate safeguards.

11. Third-Party Services

The Services may integrate with third-party platforms. We are not responsible for third-party services or their terms.

12. Suspension & Termination

We may suspend or terminate access for violations of these Terms, legal requirements, security concerns, or non-payment.

13. Disclaimers

The Services are provided “as is” and “as available” without warranties of any kind, to the maximum extent permitted by law.

14. Limitation of Liability

To the maximum extent permitted by law, GKS Solutions FZCO shall not be liable for indirect or consequential damages. Total liability shall not exceed fees paid in the preceding 12 months.

15. Indemnification

You agree to indemnify and hold harmless GKS Solutions FZCO from claims arising from your use of the Services or violation of these Terms.

16. Governing Law

These Terms are governed by applicable laws governing GKS Solutions FZCO, without regard to conflict-of-law principles.

17. Changes to These Terms

We may update these Terms from time to time. Continued use of the Services constitutes acceptance of the updated Terms.

18. Contact Information

GKS Solutions FZCO
Email: support@xpayx.market

19. Ownership & Branding

xPayzMarket is a registered brand and product owned by GKS Solutions FZCO.